INSURANCE FOR THE MODERN COLLECTOR
Now In Beta Get Early Access
Update the value of your collectibles in real time with market shifts. 1 click to update your policy when you sell something.
With the WAX app, you can take a picture of your collectibles and instantly get a quote based on the deductible level that works for you.
Claims Made Easy
We're here to take away your stress. If something gets stolen, we will work to replace your item as quickly as possible.
TALK TO PEOPLE, NOT BOTS
Don't be fooled by the pretty app. WAX is a white glove concierge service, and there will always be a knowledgable person ready to help.
Backed By Some of the Biggest Names In the Industry
We’re Making Collecting Safer & Easier
TAKE A PICTURE
WAX is a community of Appreciators. We represent the unique collector who has devoted time, money, and effort into their collection and deserves to be celebrated. You collect, we protect.
WAX was built with today's collector in mind. Between stringent requirements, high premiums, and a ton of paperwork, buying insurance just isn't an easy experience. WAX makes insurance easy and simple. A picture of your collectibles is really all you need to be able to protect the things you care about.
WAX works with the biggest insurance companies in the world to find our collectors the best possible price on their insurance policy. You can expect our prices to be competitive with any other provider in the market, and over time, we expect our data to help bring the cost of premiums down.
Just about anything that can be collected can be covered under our insurance program, including but not limited to fine art, sports memorabilia, wine, silverware, comic books, watches, sneakers, musical instruments, stamps, etc. A comprehensive list can be found in our app on both the iOS and Andoird app stores.
We strive to democratize insurance and make it available to everyone regardless of where they live, and whether they rent or own their primary residence. That said, there are certain risk parameters that we need to work within. One thing we can always guarantee you - there won't be an easier place to get insured than through the WAX mobile app. All you have to do is take a picture of your item, we appraise it on our end, and get you a premium quote within hours.
If you think your collectibles are covered by an existing policy, read it thoroughly and evaluate whether or not you’re comfortable with that level of coverage. Standard homeowner’s policies often provide limited fine art and collectibles protection and frequently exclude accidental breakage.
Coverage for collections up to $1,000,000 (higher limits available)
$0 deductible option
No appraisal required at application
Easy mobile app to quote and bind policies
A.M. Best "A" rated carrier
Program currently available in the United States and soon worldwide
Declared Value is the current fair market value of your collection. It is the price that you would need to pay in order to replace it. A good way to determine declared value is to look at recent auction prices or secondary market transactions. This could be higher or lower than the retail price or the price you paid, and that's totally fine. What's most important is that you're insuring your collection for what it would cost you to replace it.
Nope. Multiple types of collections may be covered under a single policy.
Your premium may vary from location to location. Having a list of the collection items at each location will ensure that you are receiving the most competitive rates available.
Collections that are stored or displayed in the collector's home, apartment, condominium or self-storage facility are eligible for coverage. Your premium may vary based on the type of location, but we can cover you no matter where you are. Obviously having a security system and safe will help lower your premiums as well.
The WAX app allows you to store digital copies of your collection documentation in a secure digital archive. Nevertheless, we still advise policyholders to keep multiple copies of their collection documentation such as a hard copy kept in a fireproof safe and an electronic copy that can be accessed from any computer. Policyholders are also encouraged to keep a copy in a secure, secondary location such as a safe deposit box.
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A claim is a loss reported to your insurance company. A loss is damage to your collection whether reported or not. If you have a loss, regardless of whether you plan to file a claim or not, it is best to let us know as soon as possible.
We keep all personal information private and will not sell it to other companies, advertisers, mailing lists, telemarketing companies or third parties.
All data is stored securely in our database, and encrypted.
Your phone number is requested to ensure that we have your complete contact information. Your phone number will be used if we need to speak to you directly to process your quote or provide information concerning a policy you purchase.
We will always email you PDF copies of your policy documents, and in the future, all policy informaiton will also be available to view via the WAX mobile app.
The collectibles insurance provides an all-risk policy to cover collectible items that are potentially vulnerable to losses. Some of the important collectible type causes of loss covered as part of our policy are listed below. Additional coverages are included for specific collectible classes. Please review your policy for more information on coverages, conditions and exclusions.
Loss in transit
Mysterious disappearance is when you can’t pinpoint when or where the item went missing. For example, you come home and discover your painting is gone. It can happen while you’re away at work or on vacation, and, with us, you’re covered.
If you need to file a claim, you will be required to provide the insurance company with documentation supporting the value of the item that has been damaged. Most of this will be found within the WAX app if you've uploaded the relevant pictures and documents during the process of adding your collection in. Acceptable documentation includes:
Purchase invoices or receipts
An inventory list with a detailed description of the item and value
A loan agreement documenting value
The deductible is the amount of money that you agree to have deducted from the total of your covered loss. The higher your deductible amount, the lower your premium cost.
To provide the best service for our customers, collectibles claims will be handled directly by our insurance carrier. However, you can kick off the process of filing a claim via the WAX app in order to streamline the process.
Getting a quote is easy. Just download the WAX Insurance app on the iOS or Google Play app stores, add your collectibles in, and request a quote. We will then get you a personalized quote that meets your needs.
In order to get a quick quote, you will need to be able to take pictures of your collectibles and have their declared value. For a more detailed quote, we will need information about where the items are stored, prior insurance and loss history, etc. Don't worry though, we'll make this whole process as delightful as possible for you.
You can reach out to us at email@example.com and someone will get back to you immediately.